PHBS is here to help you to get sorted – to help you live within your income. Our trained financial mentors offer FREE, confidential support and can help you navigate through all sorts of sticky situations when it comes to money. We won’t judge you, but we will listen. We like to get a clear picture or understanding of where things are at regarding your finances when you first come to see us and together create a road map on how to achieve your goals. Our financial mentors can guide and support you through tough financial circumstances, liaise with creditors on your behalf, and connect you with other organisations that can help. Our aim is to empower you so that over time you can be confident in the decisions you are making around managing your money.